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What We Do

Property & Casualty Insurance that protects what you’ve built.

From comprehensive commercial programs to personalized coverage for you and your family, Polaris delivers tailored property and casualty solutions designed for clients with the most to protect.
Commercial InsurancePersonal Insurance
Commercial Insurance

Protect your business assets with confidence.

Polaris specializes in providing comprehensive commercial property and general liability coverage, combined with proactive risk management strategies tailored to your industry. We conduct a deep analysis of your business, its risks, and loss history, then benchmark it against others in your industry to negotiate effectively on your behalf.
24/7 access to a dedicated client service advocate
Same-day response to certificates of insurance requests
Timely delivery of new policies
Access to a dedicated claims management team
Proactive loss control solutions
Competitive rates from leading carriers
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Commercial Property
Protection for buildings, equipment, inventory, and business personal property against fire, theft, weather, and other covered perils.
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General Liability
Coverage for third-party bodily injury, property damage, and personal injury claims arising from your business operations.
Workers’ Compensation
Required coverage for employees who become injured or ill while at work. We help manage costs and ensure compliance.
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Commercial Auto
Coverage for your business vehicles, from single cars to large fleets, including liability, collision, and comprehensive protection.
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Cyber Insurance
Protection against data breaches, ransomware attacks, and other cyber liabilities that threaten your business and client data.
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Commercial Umbrella
Excess liability coverage that extends beyond the limits of your underlying policies for additional peace of mind.
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Professional Liability (E&O)
Protection if your business is sued for negligently performing services. Essential for consultants, contractors, and service providers.
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Directors & Officers (D&O)
Personal liability protection for directors and officers against claims arising from management decisions and corporate governance.
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Crime & Fidelity
First-party protection against employee theft, fraud, forgery, and other dishonest acts that can impact your business.
*Property & Casualty insurance is offered through a variety of quality insurance companies that are not affiliated with MassMutual or MML Investors Services, LLC.
Personal Insurance

Comprehensive coverage for your life.

Whether you’re protecting your home, your vehicles, or your family’s valuable assets, Polaris creates a tailored personal insurance program designed for individuals and families with complex needs and high-value assets.
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Auto
Personal vehicle coverage with preferred carrier access and competitive rates.
Boat, Yachts & Watercraft
Custom programs for watercraft of all sizes, from weekend boats to mega yachts.
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Classic Car
Specialized coverage for collector and classic vehicles with agreed-upon value.
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Condo
Interior dwelling, personal property, and liability coverage for condo owners.
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Earthquake
Standalone earthquake coverage for properties in seismically active regions.
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Fine Arts
Protection for art collections, antiques, and valuable personal collections.
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Flood
Dedicated flood coverage beyond standard homeowners policies for at-risk properties.
High Net Worth
Comprehensive programs tailored for families with significant wealth and complex assets.
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Homeowners
Primary, secondary, and vacation home coverage customized to your asset profile.
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Individual Health
Individual and family health plans from leading carriers with personalized guidance.
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Jewelry
Scheduled coverage for fine jewelry, watches, and precious items with worldwide protection.
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Medicare Supplemental
Gap coverage to complement Medicare and reduce out-of-pocket medical costs.
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Personal Umbrella
Excess liability coverage that protects you when claims exceed your primary policy limits.
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Renters
Personal property and liability protection for tenants renting a home or apartment.
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Travel
Trip cancellation, medical evacuation, and emergency coverage for domestic and international travel.
Need something else?
Contact Us
*Property & Casualty insurance is offered through a variety of quality insurance companies that are not affiliated with MassMutual or MML Investors Services, LLC.

Ready to review your coverage?

A comprehensive insurance review can uncover gaps and save you money. Let’s talk about your commercial and personal insurance needs.
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