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Employee Benefits
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Contact Us

📞 914-292-5505 ✉ marjomand@polarisrm.com

What We Do

Employee Benefits designed to attract and retain talent.

A competitive benefits package is one of the most powerful tools a business can offer. Polaris helps you design, implement, and manage comprehensive employee benefits programs that protect your team and strengthen your organization.

Why Benefits Matter

Your people are your greatest asset.

In today’s competitive hiring environment, the right benefits package can be the difference between attracting top talent and losing them to a competitor. Polaris works with business owners and HR leaders to build benefits programs that are meaningful to employees, manageable for employers, and structured to support long-term business goals.

We take a consultative approach to employee benefits, beginning with a thorough analysis of your workforce demographics, budget parameters, and business objectives. From there, we design a benefits strategy that balances cost efficiency with meaningful coverage.

Our relationships with leading carriers give your business access to competitive group rates and plan designs typically reserved for larger employers, regardless of your company size.

For Employers

Attract & Retain

A well-structured benefits package can potentially reduce turnover, improve morale, and signal to employees that their wellbeing matters to your organization.

For Employees

Protection & Peace of Mind

From health coverage to retirement savings, the right benefits give your team financial security and confidence in their future.

Our Employee Benefits Programs

Comprehensive coverage across every need.

Polaris offers a full suite of employee benefits solutions, designed to be customized for your business size, industry, and workforce.

Group Health Insurance

Comprehensive medical coverage is the cornerstone of any benefits package. We work with leading carriers to find group health plans that balance premium costs with meaningful coverage for your employees and their families.

PPO, HMO, and EPO plan options

Individual and family coverage tiers

Preventive care and specialist access

Carrier negotiation and annual renewals

HSA & Consumer-Directed Plans

Health Savings Accounts paired with High-Deductible Health Plans give employees greater control over their healthcare spending while offering significant tax advantages for both employer and employee.

HSA-compatible HDHP plan design

Employer and employee HSA contributions

Flexible Spending Accounts (FSA)

Health Reimbursement Arrangements (HRA)

Dental Coverage

Dental benefits are among the most valued by employees. Group dental plans cover preventive, basic, and major services, helping your team maintain their health and avoid costly out-of-pocket expenses.

Preventive care at 100% coverage

Basic and major restorative services

Orthodontic coverage options

In-network and out-of-network flexibility

Vision Coverage

Vision insurance is an affordable addition to any benefits package and highly appreciated by employees. Plans cover routine eye exams, prescription lenses, frames, and contact lenses.

Annual eye exams covered

Frames and contact lens allowances

Access to large optical networks

Low-cost addition to existing health plans

Retirement Plans

Helping employees save for retirement is one of the most impactful benefits you can offer. We design and implement 401(k), SIMPLE IRA, SEP-IRA, and defined benefit plans tailored to your business structure and goals.

401(k) with employer match options

SIMPLE IRA and SEP-IRA for smaller businesses

Defined benefit and pension plan design

Employee education and enrollment support

Supplemental & Voluntary Benefits

Round out your benefits package with supplemental offerings that employees can elect and often fund themselves, adding meaningful value at minimal employer cost.

Group life and AD&D insurance

Short- and long-term disability

Critical illness and accident coverage

Employee Assistance Programs (EAP)

*Some health insurance products offered by unaffiliated insurers.

Our Approach

From design to ongoing management.

Polaris manages every phase of your employee benefits program, from initial plan design through open enrollment, employee communication, and annual renewal.

We act as an extension of your HR team, handling carrier relationships, compliance requirements, and employee questions so you can focus on running your business.

As regulations and carrier offerings evolve, we proactively review your program each year to ensure your benefits remain competitive, compliant, and cost-effective. When renewals come, you won’t be navigating them alone.

Businesses of all sizes deserve access to quality benefits. Whether you have 5 employees or 500, Polaris brings the same level of expertise and personal service to every client relationship.

Step 1

Needs Assessment

We analyze your workforce, budget, and goals to understand what benefits will have the most impact for your employees and your business.

Step 2

Plan Design & Carrier Selection

We present tailored plan options across carriers, comparing cost, coverage, and network quality to find the best fit for your team.

Step 3

Enrollment & Ongoing Support

We manage open enrollment, employee communications, and year-round support, including annual renewals and plan adjustments.

Ready to build a benefits program your team will value?

A strong benefits package starts with the right advisor. Let’s talk about your workforce, your budget, and how Polaris can help you compete for and keep the best people.

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